Special "Benefits & Discounts" Seniors are Entitled in 2021 But Often Forget to Claim it

Not all of us are born to be organizational wizards, but if you want to get ahead with your money, you’ve got to get it under your control. But surprisingly about 71% of Americans have never claimed some of amazing benefits and special programs available to them which can save $5000 a year.

Most are missing out simply because they don’t know these benefits & discount exist. Here are list of 11 benefits and discounts you can claim to get your finances under control in 2021:

1. US Citizens Can Now Get $250,000 in Life Insurance for Just $15/month!

Ever thought about how much you are paying for life insurance? Recently with the approved program of 2021 the new Insurance rates are at a 20-year low . So if you don't have life insurance or paying higher instalments then there is no better time to check and enjoy its benefits!

It is easy to qualify for life insurance policies at $15 rate , with Guaranteed Acceptance and No Medical Exam and the best part is that it is completely FREE to Check

Follow These Steps to Get Started:

Step 1: Select your age group below.

Step 2: Answer some basic information.

Step 3: Enjoy your new savings & benefits!

Select Your Age To Start

2. Here's How to Save Extra $610/yr or More on Car Insurance

Did you know that you could get a generous discount on your car insurance, depending on your age and other factors ?

In fact, if you're paying over $43/month for car insurance, there's a good chance you're paying more than you need to. It's quite common for this to occur, as most simply keep their same old policy in place, and those rates can creep up over time without really noticing.

Luckily, finding these discounts and how much you could save  is super easy. Just use this brilliant website to check for discounts and claim upto $610 of safe driver benefit.

>> Click here to check if you qualify to save $610+ annually on car insurance

3. Eligible Seniors Are Getting $3,708/year Off On Mortgage With This New Program

If you're a senior homeowner, this one thing could save yourself $3,708 this year.

The recently issued new mortgage guidelines, which allows the average homeowner to get $3,708/year (or $309/month) back in pocket on mortgage as early as this March. There's no telling how soon the Relief Program will expire,. While the banks happily wait for the program to end, experts are making a final push and urging homeowners to take advantage.

Here's What You Need To Do:

Step 1: Click your state on the map.

Step 2: Enter Zip, answer a few questions (takes about a minute) and check if its available to you.



4. Seniors with $15,000 or More in Credit Card Debt Use This Brilliant Debt Payoff Plan

Here's what credit card companies don't want you to know?

With the skyrocketing cost of living in the United States, more and more adults are struggling with credit card debt than ever before. And with interest rates snowballing the amount owed, paying your credit card balance can seem like a trap that can never be escaped.

For anyone over the age of 40 that owes $15,000 or more in credit card debt, this debt relief program can greatly reduce the amount of money owed, can bring down your credit card debt without a loan – allowing many to become totally credit card debt free in just 24 – 48 months.

So if you carry $15,000 or more in credit card debt, click here to see if you qualify for reduce payments !

5. Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance

A new Special Program is helping thousands of savvy homeowners get up-to $1,632/year back on their home insurance. Has your insurance provider told you about this?

Here's something most people don't know about home insurance and it's one of the easiest ways homeowners can save.

Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can now get an average $1,632 taken off their annual bill for the same or even better coverage by using this popular website.

In just seconds, you can get quotes from the top insurance providers in your area that compete to give you the lowest rate... allowing you to get a big discount on great coverage.

6. Seniors on Medicare, Boost Your Social Security Checks by $1,728 /Yr

If you're 65 years or older and currently on Medicare, a new Medicare Advantage Policy could boost your Social Security check by up to $144 per month along with cutting down your out of pocket medical expenses. You'll be shocked to see how much you could qualify for !

It costs nothing to check, and takes maybe 2 minutes, so it’s very much worth your time. Tap below, and see what’s available to you.

7. List of Restaurants Offering Discounts to Seniors

According to a recent Zagat survey, the average individual cost of dining out is $36.40 per person. If you eat out once per week, you could be spending $1747.20 per year. If you receive a 10% senior discount on that meal, you will knock down your annual cost of dining out to $1572.48. That’s $174.72 that you keep in your pocket.

Take pride in your age and take advantage of the savings. Pay attention to the age requirements, as they vary according to the establishment. We’ll continue to update this list, but the deals may change without our knowledge. Always check with your local restaurant about senior discounts.

  • Burger King : Seniors can receive a 10% discount on their purchase.
  • KFC : Seniors who are 55 or older can get a free small drink with meal purchase. But we found the franchises may offer a discount of up to 10%, excluding any coupons or sales. Ask before ordering.
  • McDonald’s : Customers who are 55+ can receive discounts on coffee and other drinks.
  • Dairy Queen : Seniors take 10% off your Dairy Queen purchase. Coaches take 15% off your Dairy Queen purchase (varies by location). Free small drink at varying locations.
  • Whataburger : Guests over 55 years of age receive a free drink with meal purchase.
  • White Castle : You can get 10% off deals on those little square hamburgers and more if you are older than 62.
  • Panera Bread : Not just for senior citizens, Panera Bread has special deals for MyPanera club members, including surprising members with a free bagel every day of one month.
  • IHOP : The 55+ Menu offers lower prices for smaller portions of dinner entrees such as pot roast and lemon chicken and breakfast favorites such as French toast. And most locations have a 10% discount for seniors, although the age requirement may vary.
  • Fuddrucker’s : Fuddrucker’s has a senior platter (hamburger and side dish) for 10% off.
  • Denny’s : AARP members receive 15% off their purchase. And if you are feeling spunky, ask your server for something off the secret menu. It’s so secret that some locations don’t even know about it. French Toast Grilled Cheese Sandwich. You are welcome.
  • Carrows Restaurant : Offers a Golden 55 menu where seniors 55+ can get value priced meals.

8. Age-Specific Discounts at KOHL's

KOHL's offer a special 15% discount every Wednesday in its stores. Special discount is valid in store only for customers aged 60 or better. You have to see a Store Associate for additional details. For Senior Discount, please bring identification to verify your age for this offer.

Offer cannot be added in conjunction with other percent-off discounts. Dollar-off discounts, including Kohl's Cash® coupons, Rewards and Promotional Gifts, will be applied prior to percent-off total purchase discounts/coupons. Offer cannot be added in conjunction with any other percent-off discounts.

Offer not valid on the following categories and brands of merchandise: Gift Cards; Kohl's Cares® cause merchandise or other charitable items; select online-exclusives; premium athletic; beauty and fragrance; consumables; Curated by Kohl's brands; select electrics; premium electronics; select novelty gifts; sporting goods; sports team merchandise; premium sunglasses; toys; Columbia; Dyson; select KitchenAid; Koolaburra by UGG; Lands' End; Levi's; Lovepop; S'well; Timberland; and TOMS.

See complete list of exclusions at Kohls.com/exclusions or look for signs in store. Offer also not valid on price adjustments on prior purchases; payment on a Kohl's Card account; taxes, shipping and/or handling fees. Offer is nontransferable. See associate for details.

9. Walmart Senior Citizen Discount, What to Know ?

Walmart does not offer an everyday senior discount or a designated senior discount day in its stores or online. We confirmed this information with Walmart’s corporate customer service department and several store locations.

Note that some businesses located within Walmart — such as nail salons, hair salons, or fast food restaurants — may offer their own senior discounts. For example, some Subway locations inside Walmart stores offer a percentage off of a meal or a free drink to seniors. These discounts vary by location, so it’s best to contact your local store to see if any senior discounts are available and to find out the minimum age requirements for such promotions.

Other Ways to Save at Walmart:

Though Walmart does not offer a senior discount, there are a variety of other ways to save at the superstore, including:

  • Clearance, Rollbacks, and Special Buys: Walmart offers Rollbacks and other special pricing in stores and online. In stores, signage will mark discounted items; you can also see Walmart’s current price cuts online. Our previous research explains how to find “hidden” clearance at Walmart.
  • Coupons: Find your nearest Walmart store. In the Store Details page, current deals will appear under the “Coupons” tab. Note that Walmart does not accept expired coupons.
  • Price matching: If you find the same item for a lower price, Walmart may match that price. See the details in our research on Walmart’s price matching policy.
  • Cardholder benefits: If you have a Walmart credit card, you can earn up to 5% cash back on purchases (as previously reported).

10. Does COSTCO Offers Senior Discount ?

Costco does not offer a senior discount or a discounted membership for seniors. We contacted Costco stores in Arizona, Georgia, New York, and Maryland to verify this information — all locations confirmed that there are no senior discounts for membership fees, products, or services at Costco.

But Wait there is another way way to Save at Costco To shop at Costco, you first must have a Costco membership. Our related research has a detailed Costco membership cost breakdown, as well as information about sharing Costco memberships. While it does not offer a senior discount or discounted memberships, Costco does offer a membership promotion for military members and veterans. New members who are able to verify their military or veteran status are eligible to receive a $30 Costco Shop Card in the mail after registration.

Additionally, Costco offers a personal credit card — the Costco Anywhere Visa Card — that allows cardholders to get cash back on gas, restaurant and travel purchases, as well as purchases from Costco and Costco.com.

Senior Shopping Hours :

While most Costco warehouse locations in the U.S. open at 10 a.m., the company currently offers senior shopping hours from 9 a.m. to 10 a.m. Monday through Friday. Some locations have other special hours — some begin the senior shopping hour at 8 a.m. or 8:30 a.m. These shopping times are available to members aged 60 and older.

11. Travel Discounts for Seniors in 2021

Museums, parks and historical sites tend to offer special deals to senior tourists. When visiting, be sure to have an ID on hand. “You might not always be required to show proof, but you should at least be prepared to,” Ramhold says. Here are several travel discounts for seniors to consider:

  • America the Beautiful Senior Pass: $20 for an annual senior pass or $80 for a lifetime pass, which can be used at national parks and federal recreational lands.
  • Amtrak: 10% off on most rail fares for seniors.
  • Art Institute of Chicago: Seniors age 65 and older receive a $6 discount.
  • Metropolitan Museum of Art in New York City: $8 off ticket prices for seniors.
  • The National Baseball Hall of Fame: $5 discount on admission for seniors.